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If you were hurt in an Uber or Lyft on Biscayne Boulevard, or a rideshare driver hit you near NE 125th Street, the first question is usually who pays. Rideshare crashes are different from ordinary car accident claims because the driver’s insurance coverage changes depending on whether the app was on, whether a ride was accepted, and whether a passenger was in the car. We look at that coverage picture, figure out which policy applies to your situation, and handle the claim so you can focus on getting better.
North Miami sees a steady flow of rideshare traffic because of its mix of dense residential streets, older multifamily buildings, and two corridors that carry most of the volume: Biscayne Boulevard and NE 125th Street. Both roads move fast, have frequent turning movements into strip retail and apartment complexes, and see riders being picked up or dropped off curbside where a stopped or double-parked rideshare vehicle can create a hazard for cyclists and other drivers.
The FIU Biscayne Bay campus adds another layer. Students without cars rely heavily on Uber and Lyft for trips to and from campus, nearby restaurants, and off-campus housing. That means more curbside pickups near crosswalks, more student pedestrians and cyclists moving through the same intersections rideshare drivers are searching for an address, and more late-evening rides after classes or events when visibility is lower.
North Miami’s older multifamily housing stock also means many streets were not designed with today’s traffic volume in mind. Narrow lanes, limited street parking, and driveways that open directly onto Biscayne Boulevard or nearby collector streets create tight spaces where a distracted rideshare driver, glancing at a phone mounted for navigation, can misjudge a stop or a turn. Whether you were a passenger inside the vehicle, a driver hit by an Uber or Lyft car, a cyclist near the FIU campus, or a pedestrian stepping off a curb, the details of where and how the crash happened matter for figuring out who is responsible.
Uber and Lyft carry different insurance coverage depending on the driver’s status at the time of the crash: offline, waiting for a ride request, en route to pick up a passenger, or actively transporting one. We pull the trip data and driver app records to establish exactly which period applies.
A rideshare crash can involve more than the rideshare driver. Another motorist, a distracted third party, or a road hazard on Biscayne Boulevard or NE 125th Street may have contributed. We look at every vehicle and party involved, not just the one with the Uber or Lyft sticker.
We review medical records, treatment history, and how the injury affects daily life, work, and recovery time. This helps establish the connection between the crash and what you are dealing with now.
Beyond the rideshare company’s commercial policy, there may be personal auto coverage, uninsured or underinsured motorist coverage, and other applicable policies. We identify every source that may apply to your claim.
It depends on the driver's status at the time of the crash. Rideshare companies carry different levels of coverage depending on whether the driver had a passenger, was en route to a pickup, or was simply logged into the app. We review the trip data to determine which coverage applies to your situation.
You may still have a claim as an injured third party, whether you were driving another vehicle, riding a bicycle, or walking near intersections along Biscayne Boulevard or NE 125th Street. The rideshare driver's coverage status still matters for determining which policy responds.
The claim process is the same, but the area's higher volume of student pedestrians, cyclists, and curbside pickups means we pay close attention to where exactly the crash occurred and whether the rideshare vehicle was stopped, parked, or moving at the time.
Florida sets filing deadlines that vary by claim type, and they can be shorter if a government entity is involved. Rather than rely on a general rule that may not fit your case, call us so we can confirm the timeline that applies to your specific claim.
No. The case review is free, and we work on a contingency fee basis, meaning there's no fee unless we recover for you.
A rideshare accident claim may address medical treatment related to the crash, lost income if your injuries kept you from work, ongoing or future care needs, and the physical pain and disruption the injury caused to your daily life. What is available depends entirely on the facts of your case, the coverage in place, and the severity of what you’re dealing with. We do not promise a particular result or amount. What we do is investigate the coverage, document the injury, and present a claim built on your specific circumstances.
Talking with us costs nothing. We review what happened, explain which insurance policies may be involved, and tell you plainly whether we think we can help. There’s no pressure and no obligation attached to that conversation.
Our office is based in North Miami and we work with people throughout North Miami and the surrounding South Florida communities. We handle these claims on a contingency fee basis, meaning there’s no fee unless we recover for you. That arrangement is intended to let you get help without worrying about upfront legal costs while you’re already dealing with medical bills and lost income.
Rideshare crashes are one part of a broader range of accident claims we handle for North Miami residents and visitors. Depending on how your injury happened, a different claim type may apply:
If you’re not sure which category fits your situation, that’s fine. Call and describe what happened, and we’ll help you figure out the right path forward.
Florida law sets deadlines for filing an injury claim, and those deadlines vary depending on the type of claim and who is involved. Claims against a government entity, for example, can carry shorter windows than claims between private parties. Rather than guess at a timeline that may not apply to your situation, call us and we’ll walk through what applies to your case specifically.